Aruba Mortgage Specialist
calculate your mortgage – then apply in a few steps

About Us

Welcome to Aruba Mortgages Solutions, your trusted partner for mortgage and insurance advice in Aruba. My name is Albert Niemeijer, an financial expert with more than 30 years track record in the world of banking and insurance. As a professional advisor I understand that buying a home is one of life’s most significant investments. Whether you’re a first-time homebuyer or looking to refinance, I’m your trusted partner for navigating the complex world of mortgages in Aruba.

Services

At Aruba Mortgage Solutions we deliver expert, professional mortgage and insurance advisory services in Aruba, designed to help you navigate financial decisions in relation for buying your dream house with confidence. We bring extensive knowledge of the local market and maintain strong relationships with the mortgage providers in Aruba. From selecting the right mortgage for your dream home to insurances that protects your valuable property, we are committed to providing clear, trustworthy guidance every step of the way.

My starting punt for every conversation is to invest in a lasting relationship. This means that I remain accessible for you even after providing advice and completing the transaction. With my expertise, you can confidently make informed decisions for your financial future and enjoy at your dream house in Aruba. I am dedicated to make this journey smooth, transparent and rewarding.

Banks and insurance companies

The companies who we work with are Arubabank, Caribbean Mercantile Bank, RBC Bank, ENNIA Aruba and Guardian Group.

Your mortgage journey in 5 steps

At Aruba Mortgage Solutions (AMS) your solution for mortgages in Aruba, the process of guiding you through your mortgage journey involves a detailed and structured approach. Here is a comprehensive description of the workflow, step by step:

Step 1

The process begins with an orientation and introduction, where we establish a relationship with you as our client. This step includes a warm and welcoming conversation to understand your initial needs, aspirations, and overall financial situation. During this stage, we provide a clear overview of our role, explain the mortgage process in Aruba, and outline the services we offer.


Step 2

Next comes the inventory and analysis phase — a crucial step where we take a deeper look at your financial position. We gather detailed information about your income, expenses, savings, existing debts, and credit history. Together, we’ll also discuss your long-term financial goals and potential risks to build a comprehensive profile. This in-depth analysis helps us identify the best mortgage options that align with your needs and financial capacity.


Step 3

The third step is providing tailored advice through a personalized mortgage plan. This includes a clear explanation of the available options, interest rates, repayment terms, and costs. We ensure you fully understand the implications of each choice, helping you weigh the pros and cons. Our goal is to empower you to make well-informed decisions, with transparency and clarity at every stage.


Step 4

After the advice phase, we move on to execution and completion. We assist you with selecting and applying for your chosen mortgage, preparing and submitting the required documents, and coordinating with notaries and real estate agents to ensure a smooth process. Acting as your mortgage advisor, we address any concerns, keep you informed, and guide you toward finalizing your mortgage agreement — leading to the successful purchase of your property.


Step 5

The journey concludes with evaluation and aftercare, ensuring our support continues even after your mortgage is finalized. We’ll schedule a follow-up to discuss your experience and answer any remaining questions. We will remain available for ongoing assistance, whether you’re considering mortgage adjustments or refinancing — fostering trust and long-term satisfaction.


Step 1

The process begins with an orientation and introduction, where we establish a relationship with you as our client. This step includes a warm and welcoming conversation to understand your initial needs, aspirations, and overall financial situation. During this stage, we provide a clear overview of our role, explain the mortgage process in Aruba, and outline the services we offer.

Step 2

Next comes the inventory and analysis phase — a crucial step where we take a deeper look at your financial position. We gather detailed information about your income, expenses, savings, existing debts, and credit history. Together, we’ll also discuss your long-term financial goals and potential risks to build a comprehensive profile. This in-depth analysis helps us identify the best mortgage options that align with your needs and financial capacity.

Step 3

The third step is providing tailored advice through a personalized mortgage plan. This includes a clear explanation of the available options, interest rates, repayment terms, and costs. We ensure you fully understand the implications of each choice, helping you weigh the pros and cons. Our goal is to empower you to make well-informed decisions, with transparency and clarity at every stage.

Step 4

After the advice phase, we move on to execution and completion. We assist you with selecting and applying for your chosen mortgage, preparing and submitting the required documents, and coordinating with notaries and real estate agents to ensure a smooth process. Acting as your mortgage advisor, we address any concerns, keep you informed, and guide you toward finalizing your mortgage agreement — leading to the successful purchase of your property.

Step 5

The journey concludes with evaluation and aftercare, ensuring our support continues even after your mortgage is finalized. We’ll schedule a follow-up to discuss your experience and answer any remaining questions. We will remain available for ongoing assistance, whether you’re considering mortgage adjustments or refinancing — fostering trust and long-term satisfaction.

Albert Niemeijer
General Manager/Owner

Aruba Mortgage Solutions